Common Questions
December 18, 2024
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Dental Implants are among the more expensive procedures. When considering Dental Implants, it is important to understand how to finance them. In this article we will go over the question we get asked quite often – Does Dental Insurance Cover Dental Implants?
We will also go over other avenues for financing Dental Implants.
More often than not, insurances cover a portion of the dental implants cost. However, not all insurances cover dental implants. It is important to check with your insurance provider whether they cover dental implants or not.
Even when the insurances cover dental implants, they only cover a portion of the cost. You will still have to keep some money aside for the procedure from your own savings.
The good news is that many Dental offices now offer financing for procedures like Dental Implants.
Medi-Cal is California’s Medicaid program. It is very common in California. Medi-Cal doesn’t cover Dental Implants.
If you have Medi-Cal and need Dental Implants, you can make use of our attractive financing options. Call our office to learn more.
Medicaid is a Federal system for health insurance for those who qualify. Qualification is based on income level and family size. Medicaid doesn’t cover Dental Implants.
If you have Medicaid and need Dental Implants, you can make use of our attractive financing options.
Denti-Cal is Medi-Cal’s fee-for-service dental program. It is geared more towards low-income elderly and disabled folks in California. Denti-Cal doesn’t cover Dental Implants.
If you have Denti-Cal and need Dental Implants, you can make use of our attractive financing options.
Delta Dental is a private dental insurance company headquartered in Illinois and it has presence in all 50 states. It offers various kinds of insurances – including PPO, HMO, DeltaCare etc. More often than not, it covers a portion of Dental Implants. You should check with your insurance provider on the kind of coverage you have for implants.
If you call our office, we can check that for you. We accept Delta Dental PPO.
Guardian is a private dental insurance company headquartered in New York. Like most private insurance companies, it offers multiple types of insurances, like PPO and HMO, to people across USA. For most cases, it covers a portion of dental implants. However, often it doesn’t cover 100% of costs associated with dental implants.
You will still have to keep aside some money for completing the procedure. You can also utilize financing from your Dentist to complete the procedure.
Cigna is a private dental insurance company headquartered in Connecticut. Cigna Insurance is known to cover a good portion of Dental Implants. However, it has many offerings and you will have to check what portion of Dental Implants are covered by your insurance. Cigna generally doesn’t cover 100% of costs associated with dental implants.
You will still have to keep aside some money for completing the procedure. You can also utilize financing from your Dentist to complete the procedure. If you live in Hayward or Fremont, call our office to know how we can help finance your Dental Implants.
Metlife is another popular private dental insurance company headquartered in New York. Metlife doesn’t cover 100% of costs associated with dental implants, though it covers a good portion of the cost.
If you need financing to cover the remaining amount, we can help.
We know implants can be expensive. That is why we partner with the likes of Lending Club and Scratch Pay to provide you 100% Buy-Now-Pay-Later financing.
If you have a low credit score, we also offer discount Dental Plans.
If you have questions, call our office to know more details.
We partner with Lending Club, Cherry and Care Credit to offer you convenient financing options. The max we offer is $65,000 in financing. That is more than enough to cover Invisalign Braces.
The financing options we offer start with 0% interest payments. You can pay the financed amount in up to 60 months.
If you want to lower your total payment, we offer discount plans which can take up to 20% off of your total amount due. You can club discount plans with financing.
While we have seen financing being approved for our patients with low credit scores, sometimes financing doesn't get approved. For such cases, we offer Discount Plans with up to 20% off.
Dr. Alag comes from a family of doctors. She graduated from Maulana Azad Institute of Dental Sciences in India and practiced for a few years there. She received her Doctor of Dental Surgery from New York University College of Dentistry where she graduated with Honors in Prosthodontics.
She keeps herself updated through continuing education courses. Dr. Alag is also credentialed by AGD, CDA and ADA. She was awarded a Fellowship in Implantology by the International Dental Implant Association in 2018.
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